{"id":7145,"date":"2014-07-01T05:59:57","date_gmt":"2014-07-01T05:59:57","guid":{"rendered":"http:\/\/www.alohaber.net\/wp\/?p=7145"},"modified":"2014-07-01T05:59:57","modified_gmt":"2014-07-01T05:59:57","slug":"yargitay-13-hukuk-dairesine-ait-kararlar-banka-kredileri-iadesi-vb","status":"publish","type":"post","link":"http:\/\/www.alohaber.net\/wp\/2014\/07\/yargitay-13-hukuk-dairesine-ait-kararlar-banka-kredileri-iadesi-vb\/","title":{"rendered":"Yarg\u0131tay 13. Hukuk Dairesine Ait Kararlar (Banka Kredileri \u0130adesi vb.)"},"content":{"rendered":"

\"yargitay\"<\/a>Taraflar aras\u0131nda konut kredisi s\u00f6zle\u015fmesi bulundu\u011fu ve kredinin kullan\u0131m\u0131\u00a0s\u0131ras\u0131nda daval\u0131dan 1.317, 10 TL masraf al\u0131nd\u0131\u011f\u0131…<\/span><\/span><\/p>\n

\u00a0<\/span><\/span><\/p>\n

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01 Temmuz 2014 Tarihli Resmi Gazete<\/p>\n

Say\u0131: 29047<\/p>\n

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Yarg\u0131tay 13. Hukuk Dairesinden:<\/p>\n

 <\/p>\n

ESAS NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02014\/4663<\/p>\n

KARAR NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02014\/4855<\/p>\n

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YARGITAY\u00a0\u0130LAMI<\/p>\n

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MAHKEMES\u0130\u00a0\u00a0\u00a0:<\/strong>\u00a0\u0130zmir 3. T\u00fcketici Mahkemesi<\/p>\n

TAR\u0130H\u0130\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a019\/03\/2013<\/p>\n

NUMARASI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02012\/237-2013\/183<\/p>\n

DAVACI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0T.C. Ziraat Bankas\u0131\u00a0vekili avukat ………… Bayrak<\/p>\n

DAVALI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0…………….\u00a0Ako\u011flu<\/p>\n

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Taraflar aras\u0131ndaki t\u00fcketici sorunlar\u0131\u00a0hakem heyeti karar\u0131n\u0131n iptali davas\u0131n\u0131n yap\u0131lan yarg\u0131lamas\u0131\u00a0sonunda ilamda yaz\u0131l\u0131\u00a0nedenlerden dolay\u0131\u00a0davan\u0131n reddine y\u00f6nelik olarak verilen h\u00fckm\u00fcn s\u00fcresi i\u00e7inde Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131taraf\u0131ndan kanun yarar\u0131na bozulmas\u0131\u00a0istenilmekle, incelemenin evrak\u00a0\u00fczerinde yap\u0131lmas\u0131na karar verildikten sonra dosya incelendi gere\u011fi konu\u015fulup d\u00fc\u015f\u00fcn\u00fcld\u00fc.<\/p>\n

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KARAR<\/strong><\/p>\n

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Davac\u0131, Gaziemir T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetinin 27.02.2012 tarih ve 2012\/55 karar say\u0131l\u0131\u00a0karar\u0131\u00a0ile 1.317,10 TL\u00a0nin\u00a0daval\u0131\u00a0t\u00fcketiciye iadesine karar verildi\u011fini, karar\u0131n hukuka ayk\u0131r\u0131\u00a0oldu\u011funu ileri s\u00fcrerek karar\u0131n iptaline karar verilmesini istemi\u015ftir.<\/p>\n

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Daval\u0131, davan\u0131n reddini dilemi\u015ftir.<\/p>\n

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Mahkemece, T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetinin 1.317, 10 TL\u00a0lik\u00a0uyu\u015fmazl\u0131k i\u00e7in karar verme yetkisinin bulunmad\u0131\u011f\u0131\u00a0gerek\u00e7esiyle karar\u0131n g\u00f6rev y\u00f6n\u00fcnden iptaline karar verilmi\u015f, karar Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131nca kanun yarar\u0131na temyiz edilmi\u015ftir.<\/p>\n

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Taraflar aras\u0131nda konut kredisi s\u00f6zle\u015fmesi bulundu\u011fu ve kredinin kullan\u0131m\u0131\u00a0s\u0131ras\u0131nda daval\u0131dan 1.317, 10 TL masraf al\u0131nd\u0131\u011f\u0131\u00a0hususu ihtilafl\u0131\u00a0de\u011fildir. Uyu\u015fmazl\u0131k, t\u00fcketici sorunlar\u0131\u00a0hakem heyetinin bu miktara ili\u015fkin uyu\u015fmazl\u0131k hakk\u0131nda karar verme yetkisinin bulunup bulunmad\u0131\u011f\u0131\u00a0hususundad\u0131r.<\/p>\n

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4077 say\u0131l\u0131\u00a0Yasan\u0131n 22. maddesi gere\u011fince; de\u011feri be\u015f\u00a0y\u00fcz milyon liran\u0131n alt\u0131nda bulunan uyu\u015fmazl\u0131klarda T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetine ba\u015fvuru zorunlu olup, bu uyu\u015fmazl\u0131klarda heyetin verece\u011fi kararlar\u0131n taraflar\u0131\u00a0ba\u011flayaca\u011f\u0131, bu kararlar\u0131n ise\u00a0\u0130cra ve\u00a0\u0130flas Kanununun ilamlar\u0131n yerine getirilmesi hakk\u0131ndaki h\u00fck\u00fcmlerine g\u00f6re yerine getirilece\u011fi, T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyeti kararlar\u0131na kar\u015f\u0131\u00a0yap\u0131lan itiraz\u00a0\u00fczerine t\u00fcketici mahkemesinin verece\u011fi karar\u0131n kesin oldu\u011fu, de\u011feri be\u015f\u00a0y\u00fcz milyon lira ve\u00a0\u00fcst\u00fcndeki uyu\u015fmazl\u0131klarda ise t\u00fcketici sorunlar\u0131\u00a0hakem heyetlerinin verecekleri kararlar\u0131n ancak t\u00fcketici mahkemelerinde delil olarak ileri s\u00fcr\u00fclebilece\u011fi, kararlar\u0131n ba\u011flay\u0131c\u0131\u00a0veya delil olaca\u011f\u0131na ili\u015fkin parasal s\u0131n\u0131rlar\u0131n ise her y\u0131l\u0131n Ekim ay\u0131\u00a0sonunda Devlet\u00a0\u0130statistik Enstit\u00fcs\u00fcn\u00fcn Toptan E\u015fya Fiyatlar\u0131\u00a0Endeksinde meydana gelen y\u0131ll\u0131k ortalama fiyat art\u0131\u015f\u0131\u00a0oran\u0131nda artaca\u011f\u0131\u00a0belirtilmi\u015ftir.<\/p>\n

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4077 say\u0131l\u0131\u00a0Yasan\u0131n 22. maddesinde belirlenen kesinlik s\u0131n\u0131r\u0131\u00a001.01.2012 tarihi itibariyle 1.161,67 TL olarak belirlenmi\u015f\u00a0olup, davaya konu olan bedelin 1.317,10 TL oldu\u011fu nazara al\u0131nd\u0131\u011f\u0131nda, karar\u0131n infaz edilmesi m\u00fcmk\u00fcn olmay\u0131p, ancak t\u00fcketici mahkemelerinde delil olarak ileri s\u00fcr\u00fclebilece\u011fi anla\u015f\u0131lmaktad\u0131r. Hal b\u00f6yle olunca davac\u0131n\u0131n eldeki davay\u0131a\u00e7mas\u0131nda hukuki yarar\u0131\u00a0bulunmamaktad\u0131r. HMK 114. maddesi gere\u011fince hukuki yarar dava\u00a0\u015fart\u0131\u00a0olup, davan\u0131n hukuki yarar yoklu\u011fu nedeni ile reddi gerekirken, yaz\u0131l\u0131\u00a0\u015fekilde davan\u0131n kabul\u00fcne karar verilmesi usul ve yasaya ayk\u0131r\u0131\u00a0olup, bozma nedenidir. A\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na bozma talebinin kabul\u00fc\u00a0gerekmi\u015ftir.<\/p>\n

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SONU\u00c7<\/strong>: Yukar\u0131da a\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na temyiz talebinin kabul\u00fc\u00a0ile\u00a0\u0130zmir 3.T\u00fcketici Mahkemesinin 19.03.2013 tarih ve 2012\/237 esas 2013\/183 karar say\u0131l\u0131\u00a0karar\u0131n\u0131n sonuca etkili olmamak\u00a0\u00fczere kanun yarar\u0131na BOZULMASINA, 25.2.2014 g\u00fcn\u00fcnde oybirli\u011fiyle karar verildi.<\/p>\n

\u2014\u2014\u00a0\u2022\u00a0\u2014\u2014<\/p>\n

Yarg\u0131tay 13. Hukuk Dairesinden:<\/p>\n

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ESAS NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02014\/10886<\/p>\n

KARAR NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:\u00a0<\/strong>2014\/11683<\/p>\n

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YARGITAY\u00a0\u0130LAMI<\/p>\n

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MAHKEMES\u0130\u00a0\u00a0\u00a0:\u00a0<\/strong>\u00dcnye 3. Asliye Hukuk Mahkemesi<\/p>\n

TAR\u0130H\u0130\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a028\/11\/2012<\/p>\n

NUMARASI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02012\/54-2012\/90<\/p>\n

DAVACI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0…….. Kemal Y\u0131lmaz vekili avukat …………..\u00a0Efil<\/p>\n

DAVALI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0………….. Okuyan<\/p>\n

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Taraflar aras\u0131ndaki alacak davas\u0131n\u0131n yap\u0131lan yarg\u0131lamas\u0131\u00a0sonunda ilamda yaz\u0131l\u0131\u00a0nedenlerden dolay\u0131\u00a0davan\u0131n kabul\u00fcne y\u00f6nelik olarak verilen h\u00fckm\u00fcn s\u00fcresi i\u00e7inde Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131\u00a0taraf\u0131ndan kanun yarar\u0131na temyiz edilmesi\u00a0\u00fczerine dosya incelendi\u00a0gere\u011fi\u00a0\u00a0konu\u015fulup\u00a0d\u00fc\u015f\u00fcn\u00fcld\u00fc.<\/p>\n

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KARAR<\/strong><\/p>\n

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Davac\u0131,\u00a0\u00dcnye 2. Asliye Hukuk Mahkemesinin 2012\/66e esas say\u0131l\u0131\u00a0dosyas\u0131nda daval\u0131n\u0131n vekilli\u011fini\u00a0\u00fcstlendi\u011fini, ancak daval\u0131n\u0131n gerek\u00e7e g\u00f6stermeksizin kendisini azletti\u011fini ileri s\u00fcrerek 1.200,00 TL\u00a0vekalet\u00a0\u00fccretinin daval\u0131dan tahsiline karar verilmesini istemi\u015ftir.<\/p>\n

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Daval\u0131, davan\u0131n reddini dilemi\u015ftir.<\/p>\n

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Mahkemece, davan\u0131n kabul\u00fcne karar verilmi\u015f, karar Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131nca kanun yarar\u0131na temyiz edilmi\u015ftir.<\/p>\n

 <\/p>\n

Davac\u0131,\u00a0\u00dcnye 2. Asliye Hukuk Mahkemesinin 2012\/66e esas say\u0131l\u0131\u00a0dosyas\u0131nda daval\u0131n\u0131n vekilli\u011fini\u00a0\u00fcstlendi\u011fini, ancak daval\u0131n\u0131n gerek\u00e7e g\u00f6stermeksizin kendisini azletti\u011fini ileri s\u00fcrerek 1.200,00 TL\u00a0vekalet\u00a0\u00fccretinin tahsili istemiyle eldeki davay\u0131\u00a0a\u00e7m\u0131\u015f, mahkemece, davan\u0131n kabul\u00fcne karar verilmesi nedeniyle Avukatl\u0131k Asgari\u00a0\u00dccret Tarifesinin 12\/2. maddesi h\u00fckm\u00fcne g\u00f6re yarg\u0131lama s\u0131ras\u0131nda kendisini vekille temsil ettiren davac\u0131\u00a0yarar\u0131na 400,00 TL vekalet\u00a0\u00fccretine h\u00fckmedilmesi gerekirken bu konuda olumlu ya da olumsuz bir karar verilmemesi usul ve yasaya ayk\u0131r\u0131d\u0131r. A\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na bozma talebinin kabul\u00fc\u00a0gerekmi\u015ftir.<\/p>\n

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SONU\u00c7<\/strong>: Yukar\u0131da a\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na temyiz talebinin kabul\u00fc\u00a0ile\u00a0\u00dcnye 3. Asliye Hukuk Mahkemesi’nin\u00a028\/11\/2012\u00a0tarih ve 2012\/54 esas 2012\/90 karar say\u0131l\u0131\u00a0karar\u0131n\u0131n sonuca etkili olmamak\u00a0\u00fczere kanun yarar\u0131na BOZULMASINA, pe\u015fin al\u0131nan harc\u0131n istek halinde iadesine, 14.4.2014 g\u00fcn\u00fcnde oybirli\u011fiyle karar verildi.<\/p>\n

\u2014\u2014\u00a0\u2022\u00a0\u2014\u2014<\/p>\n

Yarg\u0131tay 13. Hukuk Dairesinden:<\/p>\n

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ESAS NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02014\/10888<\/p>\n

KARAR NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02014\/11684<\/p>\n

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YARGITAY\u00a0\u0130LAMI<\/p>\n

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MAHKEMES\u0130\u00a0\u00a0\u00a0:\u00a0<\/strong>G\u00f6k\u00e7eada Asliye Hukuk Mahkemesi (T\u00fcketici Mahkemesi s\u0131fat\u0131yla)<\/p>\n

TAR\u0130H\u0130\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a017\/05\/2013<\/p>\n

NUMARASI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02013\/12-2013\/45<\/p>\n

DAVACI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0T.C. Ziraat Bankas\u0131\u00a0vekili avukat Ali …………….\u00a0Alasya<\/p>\n

DAVALI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0……………… Sa\u011flam<\/p>\n

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Taraflar aras\u0131ndaki hakem heyeti karar\u0131na itiraz davas\u0131n\u0131n yap\u0131lan yarg\u0131lamas\u0131\u00a0sonunda ilamda yaz\u0131l\u0131\u00a0nedenlerden dolay\u0131\u00a0davan\u0131n kabul\u00fcne y\u00f6nelik olarak verilen h\u00fckm\u00fcn s\u00fcresi i\u00e7inde Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131\u00a0taraf\u0131ndan kanun yarar\u0131na bozulmas\u0131\u00a0istenilmekle, incelemenin evrak\u00a0\u00fczerinde yap\u0131lmas\u0131na karar verildikten sonra dosya incelendi gere\u011fi konu\u015fulup d\u00fc\u015f\u00fcn\u00fcld\u00fc.<\/p>\n

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KARAR<\/strong><\/p>\n

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Davac\u0131, daval\u0131n\u0131n konut kredisi kulland\u0131\u011f\u0131n\u0131, daval\u0131n\u0131n m\u00fcracaat\u0131\u00a0\u00fczerine G\u00f6k\u00e7eada Kaymakaml\u0131\u011f\u0131\u00a0T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetinin 10\/12\/2012 tarih ve 2012\/16 say\u0131l\u0131\u00a0karar\u0131\u00a0ile;\u00a0kredinin kullan\u0131m\u0131\u00a0s\u0131ras\u0131nda al\u0131nan 682,50 TL\u00fccretin t\u00fcketiciye iadesine karar verildi\u011fini ileri s\u00fcrerek t\u00fcketici hakem heyeti karar\u0131n\u0131n iptaline karar verilmesini istemi\u015ftir.<\/p>\n

 <\/p>\n

Daval\u0131, davan\u0131n reddini dilemi\u015ftir.<\/p>\n

 <\/p>\n

Mahkemece, davan\u0131n kabul\u00fcne karar verilmi\u015f, karar Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131nca kanun yarar\u0131na temyiz edilmi\u015ftir.<\/p>\n

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Taraflar aras\u0131nda konut kredisi s\u00f6zle\u015fmesi bulundu\u011fu ve davac\u0131\u00a0banka taraf\u0131ndan 682,50 TL masraf al\u0131nd\u0131\u011f\u0131hususu ihtilafl\u0131\u00a0de\u011fildir. Uyu\u015fmazl\u0131k, al\u0131nan bu dosya masraf\u0131n\u0131n haks\u0131z\u00a0\u015fart niteli\u011finde olup olmad\u0131\u011f\u0131\u00a0ve daval\u0131\u00a0t\u00fcketiciye iade edilip edilmeyece\u011fi hususundad\u0131r.<\/p>\n

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Daval\u0131, davac\u0131\u00a0bankadan konut kredisi kulland\u0131\u011f\u0131n\u0131, bu s\u0131rada kendisinden 682,50 TL masraf kesildi\u011fini belirterek, bu paran\u0131n iadesi i\u00e7in T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetine m\u00fcracaat etmi\u015f, G\u00f6k\u00e7eada Kaymakaml\u0131\u011f\u0131\u00a0T\u00fcketici Sorunlar\u0131Hakem Heyeti’nin 10\/12\/2012 tarih ve 12 say\u0131l\u0131\u00a0karar\u0131\u00a0ile;\u00a0s\u00f6z konusu masraf\u0131n daval\u0131ya iadesine karar verilmi\u015f, daval\u0131bankan\u0131n hakem heyeti karar\u0131n\u0131n iptali istemiyle a\u00e7t\u0131\u011f\u0131\u00a0davada mahkemece; davan\u0131n kabul\u00fcne, G\u00f6k\u00e7eada Kaymakaml\u0131\u011f\u0131T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetinin 10\/12\/2012 tarih ve 12 say\u0131l\u0131\u00a0karar\u0131n\u0131n iptaline karar verilmi\u015ftir.<\/p>\n

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Standart s\u00f6zle\u015fmeler, i\u00e7eri\u011fini k\u0131smen veya tamamen genel i\u015flem ko\u015fullar\u0131n\u0131n olu\u015fturdu\u011fu, taraflar\u0131n kar\u015f\u0131l\u0131kl\u0131m\u00fczakereleri sonucu de\u011fil, aksine, taraflardan biri veya\u00a0\u00fc\u00e7\u00fcnc\u00fc\u00a0ki\u015fi taraf\u0131ndan\u00a0\u00f6nceden haz\u0131rlanm\u0131\u015f\u00a0h\u00fck\u00fcmlerin kullan\u0131ld\u0131\u011f\u0131s\u00f6zle\u015fme tipi olarak tan\u0131mlanmakta olup, 4077 say\u0131l\u0131\u00a0T\u00fcketicinin Korunmas\u0131\u00a0Hakk\u0131nda Kanun\u2019un 4822 say\u0131l\u0131\u00a0Kanunla de\u011fi\u015fik 6. maddesi\u00a0ile,\u00a0Avrupa Konseyi’nin 05.04.1993 tarihli, 1993\/13\/AET Y\u00f6nergesinde ve bu y\u00f6nergeyi i\u00e7\u00a0hukuklar\u0131na aktaran Avrupa Birli\u011fi\u00a0\u00fclkelerinde, standart s\u00f6zle\u015fmelerde yer alan h\u00fck\u00fcmlerin ve\u00a0\u00f6zellikle bu s\u00f6zle\u015fmelerin i\u00e7eri\u011fini olu\u015fturan genel i\u015flem ko\u015fullar\u0131n\u0131n, haks\u0131z\u00a0\u015fart oldu\u011funa ili\u015fkin bir karine\u00a0\u00f6ng\u00f6r\u00fclm\u00fc\u015ft\u00fcr.<\/p>\n

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T\u00fcketicinin Korunmas\u0131\u00a0Hakk\u0131nda Kanunun 6. maddesinin\u00a0\u00fc\u00e7\u00fcnc\u00fc\u00a0f\u0131kras\u0131na g\u00f6re,\u00a0\u201cBir s\u00f6zle\u015fme\u00a0\u015fart\u0131\u00a0\u00f6nceden haz\u0131rlanm\u0131\u015fsa ve\u00a0\u00f6zellikle standart s\u00f6zle\u015fmede yer almas\u0131\u00a0nedeniyle t\u00fcketici i\u00e7eri\u011fine etki edememi\u015fse, o s\u00f6zle\u015fme\u00a0\u015fart\u0131n\u0131n t\u00fcketiciyle m\u00fczakere edilmedi\u011fi kabul edilir. S\u00f6zle\u015fmenin b\u00fct\u00fcn olarak de\u011ferlendirilmesinden, standart s\u00f6zle\u015fme oldu\u011fu sonucuna var\u0131l\u0131rsa, bu s\u00f6zle\u015fmedeki bir\u00a0\u015fart\u0131n belirli unsurlar\u0131n\u0131n veya m\u00fcnferit bir h\u00fckm\u00fcn\u00fcn m\u00fczakere edilmi\u015f\u00a0olmas\u0131, s\u00f6zle\u015fmenin kalan k\u0131sm\u0131na bu maddenin uygulanmas\u0131n\u0131\u00a0engellemez\u201d\u00a0h\u00fckm\u00fc\u00a0yer almaktad\u0131r.<\/p>\n

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Yine 4077 say\u0131l\u0131\u00a0T\u00fcketicinin Korunmas\u0131\u00a0Hakk\u0131nda Kanun\u2019un 4822 say\u0131l\u0131\u00a0Kanunla de\u011fi\u015fik 6. maddesi ile s\u00f6zle\u015fmelerdeki\u00a0\u201chaks\u0131z\u00a0\u015fart\u201d\u00a0kurumu d\u00fczenlenmi\u015f\u00a0ve sat\u0131c\u0131\u00a0ve sa\u011flay\u0131c\u0131n\u0131n t\u00fcketiciyle m\u00fczakere etmeden, tek tarafl\u0131olarak s\u00f6zle\u015fmeye koydu\u011fu, taraflar\u0131n s\u00f6zle\u015fmeden do\u011fan hak ve y\u00fck\u00fcml\u00fcl\u00fcklerinde iyi niyet kural\u0131na ayk\u0131r\u0131\u00a0d\u00fc\u015fecek bi\u00e7imde t\u00fcketici aleyhine dengesizli\u011fe neden olan s\u00f6zle\u015fme ko\u015fullar\u0131n\u0131n haks\u0131z\u00a0\u015fart olup, taraflardan birini t\u00fcketicinin olu\u015fturdu\u011fu her t\u00fcrl\u00fc\u00a0s\u00f6zle\u015fmede yer alan haks\u0131z\u00a0\u015fartlar t\u00fcketici i\u00e7in ba\u011flay\u0131c\u0131\u00a0olmad\u0131\u011f\u0131\u00a0belirtilerek, sat\u0131c\u0131\u00a0veya sa\u011flay\u0131c\u0131n\u0131n, bir standart\u00a0\u015fart\u0131n m\u00fcnferiden tart\u0131\u015f\u0131ld\u0131\u011f\u0131n\u0131\u00a0ileri s\u00fcr\u00fcyorsa, bunu ispat y\u00fck\u00fcn\u00fcn ise ona ait oldu\u011fu belirtilmi\u015ftir.\u00a04077 say\u0131l\u0131Kanunun de\u011fi\u015fik 6. ve 31. maddelerine dayan\u0131larak haz\u0131rlanan T\u00fcketici S\u00f6zle\u015fmelerindeki Haks\u0131z\u00a0\u015eartlar Hakk\u0131nda Y\u00f6netmeli\u011fin 7. maddesinde ise\u00a0\u201csat\u0131c\u0131, sa\u011flay\u0131c\u0131\u00a0veya kredi veren taraf\u0131ndan t\u00fcketici ile akdedilen s\u00f6zle\u015fmede kullan\u0131lan haks\u0131z\u00a0\u015fartlar\u0131n bat\u0131l oldu\u011fu\u201d\u00a0h\u00fckm\u00fc\u00a0getirilmi\u015ftir.<\/p>\n

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Daval\u0131\u00a0bankan\u0131n tacir olup, yapt\u0131\u011f\u0131\u00a0masraflar\u0131\u00a0t\u00fcketiciden isteme hakk\u0131\u00a0bulundu\u011fu anla\u015f\u0131lmakta ise de, somut uyu\u015fmazl\u0131\u011f\u0131n t\u00fcketici hukukundan kaynakland\u0131\u011f\u0131\u00a0da g\u00f6zetildi\u011finde, bankan\u0131n ancak davaya konu kredinin verilmesi i\u00e7in zorunlu, makul ve belgeli masraflar\u0131\u00a0t\u00fcketiciden isteyebilece\u011finin kabul\u00fc\u00a0gerekir. Buna g\u00f6re; mahkemece, daval\u0131\u00a0bankadan bu y\u00f6nde delilleri sorulduktan sonra, konusunda uzman bilirki\u015fi ya da heyetinden, yukar\u0131da belirtilen a\u00e7\u0131klamalar\u00a0\u0131\u015f\u0131\u011f\u0131nda ve kredinin kullan\u0131lmas\u0131\u00a0i\u00e7in zorunlu, makul ve belgeli masraflar\u0131n neler oldu\u011funun tespiti noktas\u0131nda rapor al\u0131narak\u00a0has\u0131lolacak sonuca g\u00f6re bir karar verilmesi gerekirken bu y\u00f6nler g\u00f6zetilmeksizin eksik inceleme ile yaz\u0131l\u0131\u00a0\u015fekilde davan\u0131n kabul\u00fcne karar verilmesi usul ve yasaya ayk\u0131r\u0131d\u0131r. A\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na bozma talebinin kabul\u00fc\u00a0gerekmi\u015ftir.<\/p>\n

 <\/p>\n

SONU\u00c7<\/strong>: Yukar\u0131da a\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na temyiz talebinin kabul\u00fc\u00a0ile G\u00f6k\u00e7eada Asliye Hukuk Mahkemesi’nin\u00a017\/05\/2013\u00a0tarih ve 2013\/12 esas 2013\/45 karar say\u0131l\u0131\u00a0karar\u0131n\u0131n sonuca etkili olmamak\u00a0\u00fczere kanun yarar\u0131na BOZULMASINA, 14.4.2014 g\u00fcn\u00fcnde oybirli\u011fiyle karar verildi.<\/p>\n

\u2014\u2014\u00a0\u2022\u00a0\u2014\u2014<\/p>\n

Yarg\u0131tay 13. Hukuk Dairesinden:<\/p>\n

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ESAS NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02014\/10890<\/p>\n

KARAR NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:\u00a0<\/strong>2014\/11685<\/p>\n

 <\/p>\n

YARGITAY\u00a0\u0130LAMI<\/p>\n

 <\/p>\n

MAHKEMES\u0130\u00a0\u00a0\u00a0:<\/strong>\u00a0Kad\u0131nhan\u0131\u00a0Asliye Hukuk Mahkemesi (T\u00fcketici Mahkemesi s\u0131fat\u0131yla)<\/p>\n

TAR\u0130H\u0130\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a018\/06\/2013<\/p>\n

NUMARASI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02013\/63-2013\/116<\/p>\n

DAVACI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0Ziraat Bankas\u0131\u00a0A.\u015e.<\/p>\n

DAVALI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0…………. Y\u0131lmaz\u00a0\u00c7ak\u0131r vekili avukat …………. Koyuncu<\/p>\n

 <\/p>\n

Taraflar aras\u0131ndaki hakem heyeti karar\u0131na itiraz davas\u0131n\u0131n yap\u0131lan yarg\u0131lamas\u0131\u00a0sonunda ilamda yaz\u0131l\u0131\u00a0nedenlerden dolay\u0131\u00a0davan\u0131n kabul\u00fcne y\u00f6nelik olarak verilen h\u00fckm\u00fcn s\u00fcresi i\u00e7inde daval\u0131\u00a0avukat\u0131nca temyiz edilmesi\u00a0\u00fczerine dosya incelendi gere\u011fi konu\u015fulup d\u00fc\u015f\u00fcn\u00fcld\u00fc.<\/p>\n

\u00a0<\/strong><\/p>\n

KARAR<\/strong><\/p>\n

 <\/p>\n

Davac\u0131, daval\u0131n\u0131n konut kredisi kulland\u0131\u011f\u0131n\u0131, daval\u0131n\u0131n m\u00fcracaat\u0131\u00a0\u00fczerine Kad\u0131nhan\u0131\u00a0Kaymakaml\u0131\u011f\u0131\u00a0T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetinin 25\/03\/2013 tarih ve 2013\/496 say\u0131l\u0131\u00a0karar\u0131\u00a0ile;\u00a0kredinin kullan\u0131m\u0131\u00a0s\u0131ras\u0131nda al\u0131nan 445,07 TL\u00fccretin t\u00fcketiciye iadesine karar verildi\u011fini ileri s\u00fcrerek t\u00fcketici hakem heyeti karar\u0131n\u0131n iptaline karar verilmesini istemi\u015ftir.<\/p>\n

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Daval\u0131, davan\u0131n reddini dilemi\u015ftir.<\/p>\n

 <\/p>\n

Mahkemece, davan\u0131n kabul\u00fcne karar verilmi\u015f, karar Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131nca kanun yarar\u0131na temyiz edilmi\u015ftir.<\/p>\n

 <\/p>\n

Taraflar aras\u0131nda konut kredisi s\u00f6zle\u015fmesi bulundu\u011fu ve davac\u0131\u00a0banka taraf\u0131ndan 445,07 TL masraf al\u0131nd\u0131\u011f\u0131hususu ihtilafl\u0131\u00a0de\u011fildir. Uyu\u015fmazl\u0131k, al\u0131nan bu dosya masraf\u0131n\u0131n haks\u0131z\u00a0\u015fart niteli\u011finde olup olmad\u0131\u011f\u0131\u00a0ve daval\u0131\u00a0t\u00fcketiciye iade edilip edilmeyece\u011fi hususundad\u0131r.<\/p>\n

 <\/p>\n

Daval\u0131, davac\u0131\u00a0bankadan konut kredisi kulland\u0131\u011f\u0131n\u0131, bu s\u0131rada kendisinden 445,07 TL masraf kesildi\u011fini belirterek, bu paran\u0131n iadesi i\u00e7in T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetine m\u00fcracaat etmi\u015f, Kad\u0131nhan\u0131\u00a0Kaymakaml\u0131\u011f\u0131\u00a0T\u00fcketici Sorunlar\u0131Hakem Heyeti’nin 25\/03\/2013 tarih ve 496 say\u0131l\u0131\u00a0karar\u0131\u00a0ile;\u00a0s\u00f6z konusu masraf\u0131n daval\u0131ya iadesine karar verilmi\u015f, daval\u0131bankan\u0131n hakem heyeti karar\u0131n\u0131n iptali istemiyle a\u00e7t\u0131\u011f\u0131\u00a0davada mahkemece; davan\u0131n kabul\u00fcne, Kad\u0131nhan\u0131\u00a0Kaymakaml\u0131\u011f\u0131T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetinin 25\/03\/2013 tarih ve 157 say\u0131l\u0131\u00a0karar\u0131n\u0131n iptaline karar verilmi\u015ftir.<\/p>\n

 <\/p>\n

Standart s\u00f6zle\u015fmeler, i\u00e7eri\u011fini k\u0131smen veya tamamen genel i\u015flem ko\u015fullar\u0131n\u0131n olu\u015fturdu\u011fu, taraflar\u0131n kar\u015f\u0131l\u0131kl\u0131m\u00fczakereleri sonucu de\u011fil, aksine, taraflardan biri veya\u00a0\u00fc\u00e7\u00fcnc\u00fc\u00a0ki\u015fi taraf\u0131ndan\u00a0\u00f6nceden haz\u0131rlanm\u0131\u015f\u00a0h\u00fck\u00fcmlerin kullan\u0131ld\u0131\u011f\u0131s\u00f6zle\u015fme tipi olarak tan\u0131mlanmakta olup, 4077 say\u0131l\u0131\u00a0T\u00fcketicinin Korunmas\u0131\u00a0Hakk\u0131nda Kanun\u2019un 4822 Say\u0131l\u0131\u00a0Kanunla de\u011fi\u015fik 6. maddesi\u00a0ile,\u00a0Avrupa Konseyi’nin 05\/04\/1993 tarihli, 1993\/13\/AET Y\u00f6nergesinde ve bu y\u00f6nergeyi i\u00e7\u00a0hukuklar\u0131na aktaran Avrupa Birli\u011fi\u00a0\u00fclkelerinde, standart s\u00f6zle\u015fmelerde yer alan h\u00fck\u00fcmlerin ve\u00a0\u00f6zellikle bu s\u00f6zle\u015fmelerin i\u00e7eri\u011fini olu\u015fturan genel i\u015flem ko\u015fullar\u0131n\u0131n, haks\u0131z\u00a0\u015fart oldu\u011funa ili\u015fkin bir karine\u00a0\u00f6ng\u00f6r\u00fclm\u00fc\u015ft\u00fcr.<\/p>\n

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T\u00fcketicinin Korunmas\u0131\u00a0Hakk\u0131nda Kanunun 6. maddesinin\u00a0\u00fc\u00e7\u00fcnc\u00fc\u00a0f\u0131kras\u0131na g\u00f6re,\u00a0\u201cBir s\u00f6zle\u015fme\u00a0\u015fart\u0131\u00a0\u00f6nceden haz\u0131rlanm\u0131\u015fsa ve\u00a0\u00f6zellikle standart s\u00f6zle\u015fmede yer almas\u0131\u00a0nedeniyle t\u00fcketici i\u00e7eri\u011fine etki edememi\u015fse, o s\u00f6zle\u015fme\u00a0\u015fart\u0131n\u0131n t\u00fcketiciyle m\u00fczakere edilmedi\u011fi kabul edilir. S\u00f6zle\u015fmenin b\u00fct\u00fcn olarak de\u011ferlendirilmesinden, standart s\u00f6zle\u015fme oldu\u011fu sonucuna var\u0131l\u0131rsa, bu s\u00f6zle\u015fmedeki bir\u00a0\u015fart\u0131n belirli unsurlar\u0131n\u0131n veya m\u00fcnferit bir h\u00fckm\u00fcn\u00fcn m\u00fczakere edilmi\u015f\u00a0olmas\u0131, s\u00f6zle\u015fmenin kalan k\u0131sm\u0131na bu maddenin uygulanmas\u0131n\u0131\u00a0engellemez\u201d\u00a0h\u00fckm\u00fc\u00a0yer almaktad\u0131r.<\/p>\n

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Yine 4077 Say\u0131l\u0131\u00a0T\u00fcketicinin Korunmas\u0131\u00a0Hakk\u0131nda Kanun\u2019un 4822 Say\u0131l\u0131\u00a0Kanunla de\u011fi\u015fik 6. maddesi ile s\u00f6zle\u015fmelerdeki\u00a0\u201chaks\u0131z\u00a0\u015fart\u201d\u00a0kurumu d\u00fczenlenmi\u015f\u00a0ve sat\u0131c\u0131\u00a0ve sa\u011flay\u0131c\u0131n\u0131n t\u00fcketiciyle m\u00fczakere etmeden, tek tarafl\u0131olarak s\u00f6zle\u015fmeye koydu\u011fu, taraflar\u0131n s\u00f6zle\u015fmeden do\u011fan hak ve y\u00fck\u00fcml\u00fcl\u00fcklerinde iyi niyet kural\u0131na ayk\u0131r\u0131\u00a0d\u00fc\u015fecek bi\u00e7imde t\u00fcketici aleyhine dengesizli\u011fe neden olan s\u00f6zle\u015fme ko\u015fullar\u0131n\u0131n haks\u0131z\u00a0\u015fart olup, taraflardan birini t\u00fcketicinin olu\u015fturdu\u011fu her t\u00fcrl\u00fc\u00a0s\u00f6zle\u015fmede yer alan haks\u0131z\u00a0\u015fartlar t\u00fcketici i\u00e7in ba\u011flay\u0131c\u0131\u00a0olmad\u0131\u011f\u0131\u00a0belirtilerek, sat\u0131c\u0131\u00a0veya sa\u011flay\u0131c\u0131n\u0131n, bir standart\u00a0\u015fart\u0131n m\u00fcnferiden tart\u0131\u015f\u0131ld\u0131\u011f\u0131n\u0131\u00a0ileri s\u00fcr\u00fcyorsa, bunu ispat y\u00fck\u00fcn\u00fcn ise ona ait oldu\u011fu belirtilmi\u015ftir.\u00a04077 Say\u0131l\u0131Kanunun de\u011fi\u015fik 6 ve 31 maddelerine dayan\u0131larak haz\u0131rlanan T\u00fcketici S\u00f6zle\u015fmelerindeki Haks\u0131z\u00a0\u015eartlar Hakk\u0131nda Y\u00f6netmeli\u011fin 7. maddesinde ise\u00a0\u201csat\u0131c\u0131, sa\u011flay\u0131c\u0131\u00a0veya kredi veren taraf\u0131ndan t\u00fcketici ile akdedilen s\u00f6zle\u015fmede kullan\u0131lan haks\u0131z\u00a0\u015fartlar\u0131n bat\u0131l oldu\u011fu\u201d\u00a0h\u00fckm\u00fc\u00a0getirilmi\u015ftir.<\/p>\n

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Daval\u0131\u00a0bankan\u0131n tacir olup, yapt\u0131\u011f\u0131\u00a0masraflar\u0131\u00a0t\u00fcketiciden isteme hakk\u0131\u00a0bulundu\u011fu anla\u015f\u0131lmakta ise de, somut uyu\u015fmazl\u0131\u011f\u0131n t\u00fcketici hukukundan kaynakland\u0131\u011f\u0131\u00a0da g\u00f6zetildi\u011finde, bankan\u0131n ancak davaya konu kredinin verilmesi i\u00e7in zorunlu, makul ve belgeli masraflar\u0131\u00a0t\u00fcketiciden isteyebilece\u011finin kabul\u00fc\u00a0gerekir. Buna g\u00f6re; mahkemece, daval\u0131\u00a0bankadan bu y\u00f6nde delilleri sorulduktan sonra, konusunda uzman bilirki\u015fi ya da heyetinden, yukar\u0131da belirtilen a\u00e7\u0131klamalar\u00a0\u0131\u015f\u0131\u011f\u0131nda ve kredinin kullan\u0131lmas\u0131\u00a0i\u00e7in zorunlu, makul ve belgeli masraflar\u0131n neler oldu\u011funun tespiti noktas\u0131nda rapor al\u0131narak\u00a0has\u0131lolacak sonuca g\u00f6re bir karar verilmesi gerekirken bu y\u00f6nler g\u00f6zetilmeksizin eksik inceleme ile yaz\u0131l\u0131\u00a0\u015fekilde davan\u0131n kabul\u00fcne karar verilmesi usul ve yasaya ayk\u0131r\u0131d\u0131r. A\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na bozma talebinin kabul\u00fc\u00a0gerekmi\u015ftir.<\/p>\n

 <\/p>\n

SONU\u00c7:<\/strong> Yukar\u0131da birinci bentte a\u00e7\u0131klanan nedenlerle di\u011fer temyiz itirazlar\u0131n\u0131n reddine, ikinci bentte a\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na temyiz talebinin kabul\u00fc\u00a0ile Kad\u0131nhan\u0131\u00a0Asliye Hukuk Mahkemesi\u2019nin\u00a016\/06\/2013\u00a0tarih ve 2013\/63 esas 2013\/116 karar say\u0131l\u0131\u00a0karar\u0131n\u0131n sonuca etkili olmamak\u00a0\u00fczere kanun yarar\u0131na BOZULMASINA, 14\/4\/2014 g\u00fcn\u00fcnde oybirli\u011fiyle karar verildi.<\/p>\n

\u2014\u2014\u00a0\u2022\u00a0\u2014\u2014<\/p>\n

Yarg\u0131tay 13. Hukuk Dairesinden:<\/p>\n

 <\/p>\n

ESAS NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02014\/10891<\/p>\n

KARAR NO\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02014\/11686<\/p>\n

 <\/p>\n

YARGITAY\u00a0\u0130LAMI<\/p>\n

 <\/p>\n

MAHKEMES\u0130\u00a0\u00a0\u00a0\u00a0:\u00a0<\/strong>H\u0131n\u0131s Asliye Hukuk Mahkemesi (T\u00fcketici Mahkemesi s\u0131fat\u0131yla)<\/p>\n

TAR\u0130H\u0130\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a010\/07\/2013<\/p>\n

NUMARASI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a02013\/119-2013\/137<\/p>\n

DAVACI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0Ziraat Bankas\u0131\u00a0vekili avukat Mustafa Karaca<\/p>\n

DAVALI\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0:<\/strong>\u00a0…………..\u00a0Ek vekili avukat\u00a0……………. Kurt<\/p>\n

 <\/p>\n

Taraflar aras\u0131ndaki alacak davas\u0131n\u0131n yap\u0131lan yarg\u0131lamas\u0131\u00a0sonunda ilamda yaz\u0131l\u0131\u00a0nedenlerden dolay\u0131\u00a0davan\u0131n kabul\u00fcne y\u00f6nelik olarak verilen h\u00fckm\u00fcn s\u00fcresi i\u00e7inde Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131\u00a0taraf\u0131ndan kanun yarar\u0131na bozulmas\u0131\u00a0istenilmekle, incelemenin evrak\u00a0\u00fczerinde yap\u0131lmas\u0131na karar verildikten sonra dosya incelendi gere\u011fi konu\u015fulup d\u00fc\u015f\u00fcn\u00fcld\u00fc.<\/p>\n

 <\/p>\n

KARAR<\/strong><\/p>\n

 <\/p>\n

Davac\u0131, daval\u0131n\u0131n konut kredisi kulland\u0131\u011f\u0131n\u0131, daval\u0131n\u0131n m\u00fcracaat\u0131\u00a0\u00fczerine H\u0131n\u0131s Kaymakaml\u0131\u011f\u0131\u00a0T\u00fcketici Sorunlar\u0131Hakem Heyetinin 13\/05\/2013 tarih ve 2013\/159 say\u0131l\u0131\u00a0karar\u0131\u00a0ile;\u00a0kredinin kullan\u0131m\u0131\u00a0s\u0131ras\u0131nda al\u0131nan 880,00 TL\u00a0\u00fccretin t\u00fcketiciye iadesine karar verildi\u011fini ileri s\u00fcrerek t\u00fcketici hakem heyeti karar\u0131n\u0131n iptaline karar verilmesini istemi\u015ftir.<\/p>\n

 <\/p>\n

Daval\u0131, davan\u0131n reddini dilemi\u015ftir.<\/p>\n

 <\/p>\n

Mahkemece, davan\u0131n kabul\u00fcne karar verilmi\u015f, karar Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131nca kanun yarar\u0131na temyiz edilmi\u015ftir.<\/p>\n

 <\/p>\n

Taraflar aras\u0131nda konut kredisi s\u00f6zle\u015fmesi bulundu\u011fu ve davac\u0131\u00a0banka taraf\u0131ndan 880,00 TL masraf al\u0131nd\u0131\u011f\u0131hususu ihtilafl\u0131\u00a0de\u011fildir. Uyu\u015fmazl\u0131k, al\u0131nan bu dosya masraf\u0131n\u0131n haks\u0131z\u00a0\u015fart niteli\u011finde olup olmad\u0131\u011f\u0131\u00a0ve daval\u0131\u00a0t\u00fcketiciye iade edilip edilmeyece\u011fi hususundad\u0131r.<\/p>\n

 <\/p>\n

Daval\u0131, davac\u0131\u00a0bankadan konut kredisi kulland\u0131\u011f\u0131n\u0131, bu s\u0131rada kendisinden 880,00 TL masraf kesildi\u011fini belirterek, bu paran\u0131n iadesi i\u00e7in T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetine m\u00fcracaat etmi\u015f, H\u0131n\u0131s Kaymakaml\u0131\u011f\u0131\u00a0T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyeti’nin 13\/05\/2013 tarih ve 159 say\u0131l\u0131\u00a0karar\u0131\u00a0ile;\u00a0s\u00f6z konusu masraf\u0131n daval\u0131ya iadesine karar verilmi\u015f, daval\u0131\u00a0bankan\u0131n hakem heyeti karar\u0131n\u0131n iptali istemiyle a\u00e7t\u0131\u011f\u0131\u00a0davada mahkemece;\u00a0\u00a0davan\u0131n kabul\u00fcne, H\u0131n\u0131s Kaymakaml\u0131\u011f\u0131\u00a0T\u00fcketici Sorunlar\u0131\u00a0Hakem Heyetinin 13\/05\/2013 tarih ve 159 say\u0131l\u0131\u00a0karar\u0131n\u0131n iptaline karar verilmi\u015ftir.<\/p>\n

 <\/p>\n

Davac\u0131\u00a0taraf\u0131ndan daval\u0131\u00a0bankadan kullan\u0131lan konut kredisi nedeniyle masraf al\u0131nd\u0131\u011f\u0131, davan\u0131n t\u00fcketici sorunlar\u0131hakem heyetine m\u00fcracaat etti\u011fi, t\u00fcketici sorunlar\u0131\u00a0hakem heyetinde g\u00f6rev alan baro temsilcisinin ayn\u0131\u00a0karara y\u00f6nelik olarak a\u00e7\u0131lan t\u00fcketici hakem heyeti karar\u0131n\u0131n iptali davas\u0131nda daval\u0131\u00a0vekili olarak g\u00f6rev ald\u0131\u011f\u0131\u00a0hususu uyu\u015fmazl\u0131k konusu de\u011fildir. Uyu\u015fmazl\u0131k t\u00fcketici sorunlar\u0131\u00a0hakem heyetinde baro temsilcisi olarak g\u00f6rev alan avukat\u0131n s\u00f6z konusu karara ili\u015fkin t\u00fcketici mahkemesinde g\u00f6r\u00fclen davada taraflardan birisinin vekili olarak g\u00f6rev al\u0131p alamayaca\u011f\u0131\u00a0hususundad\u0131r. Avukat\u0131n kendisine gelen i\u015fin reddi zorunlulu\u011funu d\u00fczenleyen 1136 Say\u0131l\u0131\u00a0Avukatl\u0131k Kanununun 38\/1-c maddesine g\u00f6re;\u00a0\u201cAvukat; Evvelce h\u00e2kim, hakem, Cumhuriyet savc\u0131s\u0131, bilirki\u015fi veya memur olarak o i\u015fte g\u00f6rev yapm\u0131\u015f\u00a0olursa, teklifi reddetmek zorunlulu\u011fundad\u0131r.\u201d\u00a0Buna g\u00f6re; daval\u0131\u00a0taraf\u0131ndan kendisinden al\u0131nan kredi masraflar\u0131n iadesi i\u00e7in t\u00fcketici sorunlar\u0131\u00a0hakem heyetine yap\u0131lan m\u00fcracaat\u00a0\u00fczerine t\u00fcketici sorunlar\u0131\u00a0hakem heyetinde baro temsilcisi olarak g\u00f6rev alan daval\u0131\u00a0vekili avukat\u0131n, an\u0131lan yasa h\u00fckm\u00fc\u00a0gere\u011fince bu karar\u0131n iptali istemiyle t\u00fcketici mahkemesinde a\u00e7\u0131lan davada daval\u0131\u00a0vekili olarak g\u00f6rev yapmas\u0131\u00a0m\u00fcmk\u00fcn de\u011fildir. A\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na bozma talebinin kabul\u00fc\u00a0gerekmi\u015ftir.<\/p>\n

 <\/p>\n

SONU\u00c7<\/strong>: Yukar\u0131da a\u00e7\u0131klanan nedenlerle Yarg\u0131tay Cumhuriyet Ba\u015fsavc\u0131l\u0131\u011f\u0131n\u0131n kanun yarar\u0131na temyiz talebinin kabul\u00fc\u00a0ile H\u0131n\u0131s Asliye Hukuk Mahkemesi’nin\u00a010\/07\/2013\u00a0tarih ve 2013\/119 esas 2013\/137 karar say\u0131l\u0131\u00a0karar\u0131n\u0131n sonuca etkili olmamak\u00a0\u00fczere kanun yarar\u0131na BOZULMASINA, pe\u015fin al\u0131nan harc\u0131n istek halinde iadesine, 14\/4\/2014 g\u00fcn\u00fcnde oybirli\u011fiyle karar verildi.<\/p>\n","protected":false},"excerpt":{"rendered":"

Taraflar aras\u0131nda konut kredisi s\u00f6zle\u015fmesi bulundu\u011fu ve kredinin kullan\u0131m\u0131\u00a0s\u0131ras\u0131nda daval\u0131dan 1.317, 10 TL masraf al\u0131nd\u0131\u011f\u0131… \u00a0<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-7145","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/posts\/7145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/comments?post=7145"}],"version-history":[{"count":1,"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/posts\/7145\/revisions"}],"predecessor-version":[{"id":7146,"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/posts\/7145\/revisions\/7146"}],"wp:attachment":[{"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/media?parent=7145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/categories?post=7145"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.alohaber.net\/wp\/wp-json\/wp\/v2\/tags?post=7145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}